Sparkasse Horn-Ravelsbach-Kirchberg Aktiengesellschaft products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Sparkasse Horn-Ravelsbach-Kirchberg Aktiengesellschaft

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank420AT

Sparkasse Horn-Ravelsbach-Kirchberg Aktiengesellschaft

4.1

Austria

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Sparkasse Horn-Ravelsbach-Kirchberg Aktiengesellschaft

Sparkasse Horn-Ravelsbach-Kirchberg Aktiengesellschaft is a regional Austrian savings bank headquartered in Horn, serving the Horn–Ravelsbach–Kirchberg area and nearby communities. It offers retail and small-business banking including current and savings accounts, term deposits, consumer and housing loans, payment services, and access to basic investment and insurance products through group arrangements. Account models generally involve package-based maintenance fees and defined charges per service, with pricing and standardised fee information published as required; deposit and lending conditions vary by product, term, and customer profile. Access is via local branches, self-service terminals, customer service channels, and online and mobile banking that implement PSD2 strong customer authentication; card offerings cover debit and credit options with contactless payments and standard e-commerce security features. Business customers can obtain account packages, payment acceptance solutions, and financing facilities subject to documentation and know-your-customer requirements under Austrian regulation. Deposits are protected by the Austrian statutory deposit guarantee scheme up to the legal limit per depositor and bank, and the institution operates under national and EU supervisory frameworks while participating in the Sparkassen sector’s protection arrangements. The footprint is local, which suits users prioritising in-person service in the region but limits branch access elsewhere; the product set covers everyday banking needs, while more specialised capital markets or international solutions typically require group or partner services. Prospective customers should review the current price list, eligibility criteria, and contractual terms before opening or switching accounts.

Sparkasse Horn-Ravelsbach-Kirchberg Aktiengesellschaft Deposit guarantee scheme participation

Sparkasse Horn-Ravelsbach-Kirchberg Aktiengesellschaft participates in the deposit guarantee scheme of Austria which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Sparkasse Horn-Ravelsbach-Kirchberg Aktiengesellschaft Countries of operations

Sparkasse Horn-Ravelsbach-Kirchberg Aktiengesellschaft offers their savings products in

Products offered by Sparkasse Horn-Ravelsbach-Kirchberg Aktiengesellschaft and interest rates

Sparkasse Horn-Ravelsbach-Kirchberg Aktiengesellschaft offers 0 deposits and 0 savings accounts in .

Best interest rates in Austria

12 mths Fixed deposits

3.3%

USD

Show more

24 mths Fixed deposits

2%

EUR

Show more

36 mths Fixed deposits

2%

EUR

Show more

00

Loans offered by Sparkasse Horn-Ravelsbach-Kirchberg Aktiengesellschaft

There are no products yet

You may also like

bank3530MT

Lidion Bank

Malta

3.3%

USD, 12 Months

Check details
bank3530MT

Lidion Bank

Malta

3.2%

GBP, 12 Months

Check details
bank3530MT

Lidion Bank

Malta

2%

EUR, 12 Months

Check details
0

Contacts

Address

Hauptplatz 6, 3720 Ravelsbach, Austria

Phone number

+43 2987 2391

Website

sparkasse.at

Bank identifiers

BIC number

SPHNAT21

Name

Sparkasse Horn-Ravelsbach-Kirchberg Aktiengesellschaft

Country

Austria