Sparkasse Mittersill Bank AG products, services and reviews

About Sparkasse Mittersill Bank AG

Sparkasse Mittersill Bank AG is a regional savings bank based in Mittersill, Austria, operating primarily in the surrounding Pinzgau area and focusing on retail and small business banking. It offers standard products such as current accounts with monthly maintenance fees, savings and term deposits, domestic and cross-border payment services, debit and credit cards, consumer loans, mortgages, and basic business accounts with cash management and financing options. Investment funds and insurance are distributed via the partner network commonly used by Austrian savings banks, and digital access is provided through online and mobile banking, including the George platform that is standard across the Austrian Sparkassen sector. Pricing follows the common Austrian model of tariff-based account packages with separate card and transaction fees; deposit and lending rates are variable and reflect market conditions and individual credit risk. Cash access is available via the Sparkassen ATM network, though the branch footprint is local and service is primarily in German. Customer deposits are protected up to EUR 100,000 per person under Austria’s statutory deposit guarantee scheme (Einlagensicherung), and the bank operates under Austrian banking supervision (FMA and OeNB). The offering suits customers who need day-to-day banking, local credit decisions, and integration with the Austrian savings banks’ digital tools; those requiring extensive nationwide branch coverage, specialized corporate finance, or advanced wealth management features will find a more limited set of options. Prospective customers should review the current schedule of fees, interest conditions, and eligibility requirements before opening accounts or taking credit.