Sparkasse Pregarten - Unterweißenbach AG products, services and reviews

About Sparkasse Pregarten - Unterweißenbach AG

Sparkasse Pregarten - Unterweißenbach AG is a regional savings bank in Upper Austria serving Pregarten, Unterweißenbach, and the wider Mühlviertel area through a small local branch network and self-service zones. As part of the Austrian Sparkassen group associated with Erste Bank, it participates in the Sparkassen institutional protection scheme and the statutory Austrian deposit guarantee (Einlagensicherung) that protects eligible deposits up to EUR 100,000 per depositor and bank. The bank’s core offering covers current and savings accounts, domestic and international payments, debit and credit cards, cash services, consumer and housing loans, and SME financing; it also intermediates securities custody and brokerage and provides access to investment and insurance products via group partners. Digital banking is provided through the Sparkassen/Erste “George” platform on web and mobile, supporting SEPA transfers, standing orders, e-billing features, and strong customer authentication with options such as biometrics and transaction signing; card controls and limit management are typically available in-app. Cash access is via the Austrian Bankomat network and contactless payments are supported on enabled cards and compatible mobile wallets where available. Business customers can obtain point-of-sale and e-commerce acquiring, liquidity solutions, and equipment financing through the group’s standard partner channels. Fees follow the Austrian market model of account packages with monthly maintenance charges, differentiated pricing for branch versus online transactions, and separate charges for non-SEPA transfers and foreign exchange; current tariffs and interest rates are published in the bank’s price list and pre-contractual disclosures. Accounts are in euro with IBANs issued in Austria and cross-border payments within SEPA are processed under standard SEPA rules; non-SEPA transfers are executed via SWIFT subject to fees and correspondent bank costs. The institution is licensed under Austrian banking law and is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank within the European supervisory framework. Service is primarily in German, and the bank’s footprint is regional rather than nationwide, which may influence suitability for customers outside its catchment area.