Sparkasse Ried im Innkreis-Haag am Hausruck products, services and reviews

About Sparkasse Ried im Innkreis-Haag am Hausruck

Sparkasse Ried im Innkreis-Haag am Hausruck is a regional Austrian savings bank serving Upper Austria, with a focus on retail and small business customers in and around Ried im Innkreis and Haag am Hausruck. It offers standard current and savings accounts, payment services, debit and credit cards, consumer loans, mortgages, and basic wealth and insurance brokerage via group and external partners, along with corporate services such as business accounts, working capital facilities, investment financing, and merchant acquiring solutions. Online and mobile banking is provided through George, the digital platform used by Erste Bank and Sparkassen in Austria, supporting account management, SEPA transfers, standing orders, and two-factor authentication; service scope depends on the customer’s product set. Cash access is through the bank’s own ATMs and the Austria-wide Bankomat network; withdrawal and card usage fees depend on the chosen account package. International transfers are available via SEPA and SWIFT with pricing per the bank’s fee schedule. Account opening is possible at branches; availability of fully digital onboarding and acceptance of non-resident clients varies and is subject to identification and compliance checks. Deposits are protected up to EUR 100,000 per depositor under the Austrian statutory deposit guarantee scheme (Einlagensicherung AUSTRIA). The bank is subject to Austrian regulation and supervision, including the Financial Market Authority (FMA). Pricing, interest rates, and product features are published in its current schedule of fees and terms and can change without notice.