Volksbank Niederösterreich AG products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Volksbank Niederösterreich AG
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Volksbank Niederösterreich AG
4.1
Austria
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About Volksbank Niederösterreich AG
Volksbank Niederösterreich AG is a regional Austrian bank focused on retail and small to mid-sized corporate banking in Lower Austria, operating within the national regulatory framework overseen by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank (OeNB). Its core offering typically includes current accounts, savings and term deposits, payment cards, SEPA transfers, online and mobile banking, as well as lending products such as consumer loans and residential mortgages; for businesses, services generally encompass operating accounts, working-capital and investment financing, and standard payment services. Account opening and lending are subject to identification and credit checks under local law and PSD2 strong customer authentication applies to electronic banking. Fees and interest rates follow published tariffs and can vary by account package, channel usage, and customer profile; charges may apply for cash services, paper statements, and international transfers. Payments are processed via SEPA domestically and across the euro area, with international transfers supported through standard correspondent banking. Deposits are protected by the Austrian statutory deposit guarantee scheme up to EUR 100,000 per eligible depositor, subject to legal conditions. The bank maintains a branch footprint in Lower Austria complemented by digital channels; service levels and processing times depend on the product and location. Financial statements and risk disclosures are available through statutory reports. Prospective clients should review the current price list, product terms, and identification requirements before applying, and consider that pricing and availability can change with market conditions and internal policies.
Volksbank Niederösterreich AG Deposit guarantee scheme participation
Volksbank Niederösterreich AG participates in the deposit guarantee scheme of Austria which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Volksbank Niederösterreich AG Countries of operations
Volksbank Niederösterreich AG offers their savings products in
Products offered by Volksbank Niederösterreich AG and interest rates
Volksbank Niederösterreich AG offers 0 deposits and 0 savings accounts in .
Best interest rates in Austria
Loans offered by Volksbank Niederösterreich AG
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Bank identifiers
BIC number
VBOEATWWNOM
Name
Volksbank Niederösterreich AG
Country
Austria