Wiener Neustädter Sparkasse products, services and reviews

About Wiener Neustädter Sparkasse

Wiener Neustädter Sparkasse is a regional Austrian savings bank headquartered in Wiener Neustadt that operates within the Erste Bank und Sparkassen network and the Austrian savings banks’ institutional protection scheme. It focuses on retail and small to mid-sized business clients in its home market, offering day-to-day accounts, savings and term deposits, consumer loans, mortgages, payment cards, and standard securities services such as brokerage and custody; business banking covers accounts, domestic and cross‑border payments, POS/merchant services, working capital facilities, and investment or real estate financing. Digital banking is provided via the George web and mobile platforms used across the Sparkassen network, with strong customer authentication under PSD2 and 3‑D Secure for card payments; branch and ATM access is available in the region. Payments include SEPA credit transfers and direct debits, with international transfers executed via SWIFT; card issuance typically includes Debit Mastercard and credit cards offered through partner providers. Fees follow Austrian market practice with account package charges and product‑specific pricing; current tariffs and conditions are published by the bank. Deposits are protected up to EUR 100,000 per depositor per bank under Austria’s statutory deposit guarantee (subject to legal limits and exclusions), and the institution is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank. Onboarding and servicing adhere to Austrian AML/KYC requirements, with German as the primary service language. Product availability, interest rates, and fees are subject to change and may vary by customer profile.