Mizuho Bank Europe products, services and reviews

About Mizuho Bank Europe

Mizuho Bank Europe N.V. is a Dutch-incorporated subsidiary of Mizuho Bank, Ltd., part of Japan’s Mizuho Financial Group, operating as an EU credit institution headquartered in Amsterdam and supervised under the European banking union by De Nederlandsche Bank and the European Central Bank, with conduct oversight by the Dutch Authority for the Financial Markets. It serves primarily large corporates and financial institutions, including European multinationals and subsidiaries of Japanese companies, and focuses on corporate and investment banking products such as bilateral and syndicated lending, acquisition and project finance, real estate and infrastructure financing, trade finance (letters of credit, guarantees, supply chain finance), cash management and payments, and treasury services including foreign exchange and interest rate hedging. The bank uses EU passporting to offer services through branches in several European financial centers, and it coordinates with group entities such as the London branch for UK coverage. It is a wholesale-focused institution with no retail banking franchise, so consumer products like personal current accounts, cards, or mortgages are not a feature. Funding is largely relationship and wholesale-driven, complemented by group support; capital and liquidity are reported under CRR/CRD and the bank publishes Pillar 3 disclosures. Eligible deposits are covered by the Netherlands Deposit Guarantee Scheme up to the statutory limit, subject to scheme conditions. Pricing is relationship-based and not standardized publicly, onboarding follows standard KYC/AML and sanctions screening, and service delivery relies on corporate e-banking channels and SWIFT connectivity for payments.