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vdk bank products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by vdk bank

bank548BE

vdk bank

Belgium

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About vdk bank

VDK Bank, formerly VDK Spaarbank, is a Belgian commercial bank with a distinctive history and ethical focus. Established in 1926 in Ghent, Belgium, as a state savings system, it evolved into a comprehensive branch network managed by active labor movement members. Following the economic crisis of the 1930s, the bank transformed into Volksdepositokas (VDK), maintaining independence and experiencing significant growth post-World War II, particularly in East Flanders. In 1980, VDK Spaarbank acquired a former Ford garage in Ghent, becoming a hub for its operations. The bank actively engages in social initiatives, supporting local sports teams, and upholding ethical banking practices. VDK Bank offers diverse banking products and services, including various account options for individuals and businesses. The bank provides different types of loans, such as consumer loans, auto loans, and mortgages. Additionally, it offers a range of deposit options with varying terms and interest rates. VDK Bank provides investment products for clients seeking to invest in various financial instruments. The bank also emphasizes digital accessibility through online banking, facilitating online payments and mobile applications.

vdk bank Deposit guarantee scheme participation

vdk bank participates in the deposit guarantee scheme of Belgium which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

vdk bank Countries of operations

vdk bank offers their savings products in Belgium

Products offered by vdk bank and interest rates

vdk bank offers 33 deposits and 10 savings accounts in EUR.

vdk bank offers the following fixed deposits in EUR in Belgium: 0 months deposit - 0.15%; 3 months deposit - 2.4%; 6 months deposit - 1.3%; 12 months deposit - 0.9%; 24 months deposit - 2.65%; 36 months deposit - 2.55%.

Best interest rates in Belgium

12 mths Fixed deposits

3.5%

EUR

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24 mths Fixed deposits

3.4%

EUR

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36 mths Fixed deposits

3.3%

EUR

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Fixed deposits offered by vdk bank

Sales region:

Savings accounts offered by vdk bank

Sales region:

Interest rate

Annual fee

Cashback

1.75%EUR

-No

1.00%EUR

-No

0.90%EUR

-No

0.85%EUR

-No

0.70%EUR

-No

0.60%EUR

-No

0.35%EUR

-No

0.35%EUR

-No

0.25%EUR

-No

0.15%EUR

-No

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0

Contacts

Address

16 Sint-michielsplein, Gent, Flanders, 9000, Belgium

Phone number

+32 9222 0792

Website

vdk.be

Bank identifiers

BIC number

VDSPBE22

Name

vdk bank

Country

Belgium