Texim Bank products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Texim Bank
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Texim Bank
4.2
Bulgaria
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About Texim Bank
Texim Bank AD is a Bulgarian commercial bank operating under the supervision of the Bulgarian National Bank and within the EU regulatory framework for capital, conduct, and consumer protection. The bank provides retail and business banking services that typically include current and savings accounts in BGN and major foreign currencies, term deposits, debit and credit cards, domestic and cross-border payments, and lending to individuals and small and medium-sized enterprises. Payment capabilities cover local transfers in lev, SEPA credit transfers for euro payments within the Single Euro Payments Area, and international transfers via SWIFT; card transactions are processed through the major international card schemes with standard 3‑D Secure protocols for online purchases. Internet and mobile banking channels support routine account management, payments, card controls, and security features such as two-factor authentication; access for regulated third parties is available under PSD2 open-banking rules. Deposits are protected by the Bulgarian Deposit Insurance Fund up to the equivalent of EUR 100,000 per depositor per bank, subject to statutory conditions and exclusions. The institution operates a domestic branch and ATM network and offers remote servicing through online channels and contact centers; service availability, cutoff times, and processing schedules follow published timetables. Business clients have access to transactional accounts, collections and payouts, payroll, and financing options; trade-related services and bank guarantees may be available subject to eligibility. Pricing is set out in the bank’s tariff, with common charges for account maintenance, transfers, cash transactions, cards, and currency exchange; foreign transfers and FX conversions involve additional fees and spreads. The product range and geographic footprint are oriented to Bulgaria, and customers with extensive international needs or specialized investment services should confirm capabilities in advance. Rates, limits, and fees change periodically, so reviewing the latest schedule and contractual terms before opening an account or applying for credit is necessary.
Texim Bank Deposit guarantee scheme participation
Texim Bank participates in the deposit guarantee scheme of Bulgaria which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Texim Bank Countries of operations
Texim Bank offers their savings products in Bulgaria
Products offered by Texim Bank and interest rates
Texim Bank offers 1 deposits and 0 savings accounts in EUR.
Texim Bank offers the following fixed deposits in EUR in Bulgaria: 12 months deposit - 1.6%.
Best interest rates in Bulgaria
Fixed deposits offered by Texim Bank
Sales region:
Loans offered by Texim Bank
There are no products yet
You may also like
Bank identifiers
BIC number
TEXIBGSF
Name
Texim Bank
Country
Bulgaria