Podravska banka d.d. products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Podravska banka d.d.
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Podravska banka d.d.
4.1
Croatia
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About Podravska banka d.d.
Podravska banka d.d. is a Croatian commercial bank headquartered in Koprivnica, providing retail and SME services through a modest branch footprint and digital channels. Its offering includes current and savings accounts in euro, term deposits, domestic and international payments, debit and credit cards on major schemes, and lending such as overdrafts, consumer and housing loans for individuals alongside working-capital and investment loans for businesses. Internet and mobile banking cover balance and transaction views, payments, card controls, and routine service requests, with strong customer authentication in line with PSD2 and open-banking access for licensed third parties. Following Croatia’s adoption of the euro in 2023, domestic transfers run under SEPA standards; cross-border transfers outside SEPA are handled via SWIFT, with pricing outlined in the bank’s published tariff. Fees generally apply for account packages, cards, transfers, and ATM withdrawals, with higher charges likely at other banks’ ATMs; terms vary by package and client segment. The bank is licensed and supervised by the Croatian National Bank, and eligible deposits are protected by the national deposit guarantee scheme up to EUR 100,000 per depositor per bank, consistent with EU rules. Account opening and documentation requirements depend on residency and business profile, and enhanced due diligence may apply to certain customers. Prospective users should review current branch and ATM coverage, digital feature sets and transaction limits, and the fees for instant payments, foreign transfers, and card usage before choosing products.
Podravska banka d.d. Deposit guarantee scheme participation
Podravska banka d.d. participates in the deposit guarantee scheme of Croatia which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Podravska banka d.d. Countries of operations
Podravska banka d.d. offers their savings products in Croatia
Products offered by Podravska banka d.d. and interest rates
Podravska banka d.d. offers 39 deposits and 2 savings accounts in EUR, HRK, USD.
Podravska banka d.d. offers the following fixed deposits in EUR in Croatia: 0 months deposit - 0.01%; 3 months deposit - 0.01%; 6 months deposit - 0.01%; 12 months deposit - 0.01%; 24 months deposit - 0.01%; 36 months deposit - 0.25%.
Podravska banka d.d. offers the following fixed deposits in HRK in Croatia: 3 months deposit - 1.8%; 6 months deposit - 1.6%; 12 months deposit - 1.5%.
Podravska banka d.d. offers the following fixed deposits in USD in Croatia: 0 months deposit - 0.01%; 3 months deposit - 0.05%; 6 months deposit - 0.2%; 12 months deposit - 0.7%; 24 months deposit - 0.8%; 36 months deposit - 1%.
Best interest rates in Croatia
Fixed deposits offered by Podravska banka d.d.
Savings accounts offered by Podravska banka d.d.
Loans offered by Podravska banka d.d.
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Bank identifiers
BIC number
PDKCHR2X
Name
Podravska banka d.d.
Country
Croatia