Astrobank products, services and reviews

About Astrobank

AstroBank is a Cyprus-based commercial bank offering retail, business, and private banking services under authorization and supervision of the Central Bank of Cyprus; eligible deposits are covered by the national deposit guarantee scheme up to €100,000 per depositor per bank under EU rules. The bank provides current and savings accounts, term deposits, debit and credit cards, domestic and SEPA payments, and international transfers via SWIFT, along with lending products such as mortgages, consumer loans, SME facilities, and corporate credit; trade-related services, treasury, and foreign exchange are available to business clients subject to standard documentation and underwriting. Access is provided through a branch network in major cities, ATMs, online banking, and a mobile app supporting account monitoring, payments, and card controls; cut-off times, transfer limits, and daily transaction thresholds depend on customer profile and channel. Account opening generally requires identification, proof of address, tax information, and source-of-funds evidence, with additional corporate documents and beneficial ownership disclosures for businesses; non-resident and higher-risk profiles can expect enhanced due diligence and longer processing times in line with AML/CFT, FATCA, and CRS requirements. Fees are published in the bank’s tariff and typically include account maintenance, transfer charges, card issuance/renewal, ATM usage outside network, and foreign exchange margins; interest rates on deposits and loans vary by product and market conditions. Credit approval is based on income, collateral, and repayment capacity, and may involve property valuation and insurance where applicable. Accounts are denominated primarily in euro with IBANs issued in Cyprus, and customer service is available through branches and remote channels. Prospective clients should review the latest schedule of charges, product terms, and eligibility criteria on the bank’s website or by contacting a branch before applying.