Hellenic bank products, services and reviews

About Hellenic bank

Hellenic Bank is a Cyprus-based credit institution founded in 1976 and headquartered in Nicosia, supervised under the European Central Bank’s Single Supervisory Mechanism and regulated by the Central Bank of Cyprus, with shares listed on the Cyprus Stock Exchange. Following the acquisition of selected assets and liabilities of the former Cyprus Cooperative Bank in 2018, it operates a nationwide franchise focused on retail, SME, and corporate banking, offering current and savings accounts, term deposits, consumer and mortgage lending, business loans, trade finance, treasury and FX services, and card issuing (Visa/Mastercard) with 3‑D Secure and PSD2 Strong Customer Authentication. Payment capabilities include SEPA credit transfers and direct debits, international SWIFT transfers, and IBANs in the CY format; cash access is provided through its branches and ATMs in Cyprus, with fees applying outside network arrangements. The bank provides internet and mobile banking, supports contactless payments and popular mobile wallet integrations where available, and publishes tariff schedules detailing account maintenance, transfer, card, and cash-handling charges; lending pricing typically references market benchmarks with arrangement, collateral, and early repayment terms disclosed in product documentation. Hellenic Bank has pursued non‑performing exposure reduction through restructurings and portfolio sales and uses a specialized servicer under long‑term agreements for certain legacy assets; capital, liquidity, and risk disclosures are provided in audited financial statements and Pillar 3 reports, and the institution is subject to MREL and other regulatory requirements applicable in the EU. Customer deposits are protected by the Cyprus Deposit Guarantee Scheme up to €100,000 per depositor per bank; onboarding and access to products depend on residency status, KYC/AML checks, and eligibility criteria. The shareholder base includes Eurobank S.A. as a significant investor, and governance, remuneration, and ESG disclosures are available via the bank’s website and the CSE issuer filings. Prospective clients and investors should review the latest charges, product terms, service availability, and risk factors before engagement.