BNP Paribas S.A., pobočka Česká republika products, services and reviews

About BNP Paribas S.A., pobočka Česká republika

BNP Paribas S.A., pobočka Česká republika is the Czech branch of BNP Paribas S.A. and not a separate legal entity; it operates under the EU passport for credit institutions and focuses on corporate and institutional clients rather than retail banking. Core services include CZK and foreign‑currency current accounts, domestic and cross‑border payments (including SEPA), cash management and liquidity solutions, trade and export finance (documentary credits, collections, guarantees, supply chain finance), short‑ and long‑term lending such as bilateral and syndicated loans (including acquisition, project, and real‑estate financing subject to credit approval), and foreign‑exchange and interest‑rate risk management distributed via the group’s markets platform. Access is typically provided through BNP Paribas digital channels (e.g., Connexis and the Centric portal), with onboarding and servicing available in Czech and English; pricing is negotiated case by case and standard retail fee schedules generally do not apply. Securities services and local custody in the Czech market are available within the BNP Paribas group via specialized entities, with coordination possible through relationship managers. Prudential supervision is performed within the European Banking Union framework by the ECB and the French Prudential Supervision and Resolution Authority (ACPR) as home authorities, with host‑state oversight by the Czech National Bank for local conduct and certain regulatory requirements. Deposits taken at the Czech branch are covered by the French deposit guarantee scheme (Fonds de Garantie des Dépôts et de Résolution) up to EUR 100,000 per depositor in line with EU law; investor compensation follows the applicable French scheme. BNP Paribas S.A. holds investment‑grade long‑term credit ratings from major agencies. Physical presence is concentrated in Prague and service delivery relies on centralized platforms and relationship management; account opening involves standard corporate KYC, including verification of beneficial owners. Group affiliates in the Czech Republic (such as insurance, fleet management, and consumer finance entities) operate under separate licenses and conditions. Clients should verify eligibility, limits, and current terms with the institution before entering into agreements.