Československá obchodní banka, a. s. products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Československá obchodní banka, a. s.

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank612CZ

Československá obchodní banka, a. s.

4.0

Czech Republic

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

Aa3

Fitch

BBB+

About Československá obchodní banka, a. s.

Československá obchodní banka, a. s. (ČSOB) is a universal bank in the Czech Republic owned by the KBC Group and supervised by the Czech National Bank; it participates in the Czech deposit insurance scheme (Garanční systém finančního trhu), which protects eligible deposits up to the equivalent of EUR 100,000 per client. Established in 1964 to handle foreign trade, the bank was privatized in 1999 and expanded its franchise following the acquisition of Investiční a Poštovní banka’s operations in 2000. The group combines banking with insurance, asset management, leasing and pensions through entities such as ČSOB Pojišťovna, ČSOB Asset Management, ČSOB Leasing, ČSOB Penzijní společnost and ČSOB Stavební spořitelna. It operates under the ČSOB and Poštovní spořitelna brands, with a nationwide branch and ATM network and service points at Czech Post outlets, and serves retail, SME and corporate segments with current and savings accounts, cards, mortgages, consumer and business loans, trade finance, cash management, investment products and private banking. Domestic payments use bank code 0300 and the CZ IBAN format; international payments are supported via SEPA and SWIFT (BIC CEKOCZPP). Digital services include internet banking and the ČSOB Smart mobile app with biometric login, push confirmations and 3‑D Secure; the bank supports instant payments in CZK and major mobile wallets such as Apple Pay and Google Pay, and provides merchant acquiring and an e‑commerce payment gateway. Pricing is structured through account packages with monthly fees and waiver conditions; cash withdrawals outside the bank’s network, cross‑border transfers and foreign currency card transactions may carry charges, and FX card transactions are settled at the bank’s exchange rates with margins. Credit and savings products follow local market conventions, including fixed- and variable‑rate mortgages with repricing periods, building savings contracts, and UCITS funds and other investments distributed under MiFID II rules with appropriateness and suitability assessments. Group financial statements are prepared under IFRS and reflect a large balance sheet relative to the domestic market, with earnings sensitive to the Czech interest‑rate cycle; the bank is rated investment grade by major agencies and ranks among the largest Czech banks by assets alongside Česká spořitelna and Komerční banka. Account opening requires identity verification and regulatory screening; availability for non‑residents and language options vary by branch and product. Customers should consult current fee schedules, exchange rate lists and product terms published by the bank, as conditions and limits are subject to change and may differ between the ČSOB and Poštovní spořitelna propositions.

Československá obchodní banka, a. s. Deposit guarantee scheme participation

Československá obchodní banka, a. s. participates in the deposit guarantee scheme of Czech Republic which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Československá obchodní banka, a. s. Countries of operations

Československá obchodní banka, a. s. offers their savings products in

Products offered by Československá obchodní banka, a. s. and interest rates

Československá obchodní banka, a. s. offers 0 deposits and 3 savings accounts in .

Československá obchodní banka, a. s. offers the following fixed deposits in CZK in Czech Republic: 0 months deposit - 2.25%.

Best interest rates in Czech Republic

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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0

Savings accounts offered by Československá obchodní banka, a. s.

Sales region:

Interest rate

Annual fee

Cashback

4.00%CZK

-No

4.00%CZK

-No

2.25%CZK

-No

Loans offered by Československá obchodní banka, a. s.

There are no products yet

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0

Contacts

Address

Radlická 333/150, 15000, Praha 5, Czech Republic

Phone number

800 300 300

Website

csob.cz

Bank identifiers

BIC number

CEKOCZPP

Name

Československá obchodní banka, a. s.

Country

Czech Republic