UniCredit Bank Czech Republic and Slovakia, a.s. products, services and reviews

About UniCredit Bank Czech Republic and Slovakia, a.s.

UniCredit Bank Czech Republic and Slovakia, a.s. is a joint-stock bank within UniCredit Group that operates in the Czech Republic and Slovakia through a cross-border structure formed in 2013 by merging the former Czech and Slovak entities. The bank is licensed and supervised by the Czech National Bank, with services in Slovakia provided via a branch under EU passporting and subject to applicable host-country requirements. It serves retail clients, SMEs, large corporates, and institutional customers, offering current and savings accounts in CZK and EUR, payment cards, consumer and mortgage lending, SME and corporate lending, leasing and factoring through affiliated companies, transaction banking, cash management, trade finance, foreign exchange and interest-rate products, investment and capital markets services, and private banking. Domestic and cross-border payments are supported, including SEPA, alongside online and mobile banking and open-banking APIs under PSD2. The network includes branches and corporate centers in major cities in both countries, complemented by remote service channels. Deposits are covered within the statutory EU deposit guarantee framework, typically up to EUR 100,000 per eligible depositor, subject to scheme terms. The bank applies group risk, compliance, and ESG policies and adheres to local laws on AML/CFT, consumer protection, and data protection. Accounts are available with CZ and SK IBANs as applicable, and merchant acquiring and collection solutions are offered for businesses. The institution publishes audited financial statements and required regulatory disclosures on a regular basis.