Volksbank Raiffeisenbank Nordoberpfalz eG pobočka Cheb products, services and reviews

About Volksbank Raiffeisenbank Nordoberpfalz eG pobočka Cheb

Volksbank Raiffeisenbank Nordoberpfalz eG pobočka Cheb is the Cheb branch of a German cooperative bank headquartered in Bavaria, serving private customers and small and medium-sized enterprises with a focus on cross‑border needs between the Czech Republic and Germany. The branch functions as a local contact point for opening and servicing accounts held with the German entity and for arranging financing, payments, and card services, with decisions and account domiciliation under German jurisdiction. Standard offerings include everyday payment accounts, savings and term deposits, consumer and business lending, payment cards, and digital banking, with euro payments executed via SEPA. The bank is supervised by BaFin and the Deutsche Bundesbank and participates in the German cooperative banks’ institutional protection scheme (BVR), alongside the statutory deposit guarantee framework in Germany. Because the legal entity is German, fees, terms, and disclosure standards follow German schedules and regulations; customers should review pricing for cross‑border cash handling, card usage, and currency conversion, and confirm whether CZK services are available or whether services are euro‑only. Onboarding typically requires valid identification, proof of address, tax identification details, and source‑of‑funds documentation, with cross‑border tax reporting obligations (e.g., CRS) applicable where relevant. The branch is practical for clients operating in the German‑Czech regional economy who want in‑person service tied to a German cooperative bank, but product availability, language support, and processing times should be verified directly with the branch before committing.