kompasbank a/s products, services and reviews

About kompasbank a/s

Kompasbank A/S is a Danish credit institution licensed and supervised by the Danish Financial Supervisory Authority (Finanstilsynet). The bank positions itself primarily as a lender to small and medium-sized enterprises, offering financing solutions such as working-capital facilities, investment and growth loans, and acquisition or real estate-backed lending, alongside deposit products targeted at both private individuals and businesses. Its distribution is digital, with onboarding and account servicing conducted online and standard KYC/AML checks applied; customer support is provided through remote channels rather than a traditional branch network. Deposits placed with Kompasbank are covered by the Danish Guarantee Fund for Depositors and Investors up to the statutory limit of EUR 100,000 per depositor per institution, with amounts above this threshold bearing credit exposure to the bank. Interest rates and fees are set by product and risk profile and are subject to change; lending decisions depend on factors such as cash flow, collateral, and covenant structure, and may include arrangement fees, variable margins, and early repayment costs. The bank operates under Danish and EU prudential rules (including capital and liquidity requirements), publishes statutory reports, and provides standard information documents for its products. Prospective customers should review current terms, rate sheets, and eligibility criteria on the bank’s website before applying or placing funds.