Sparekassen Danmark af 1871 products, services and reviews

About Sparekassen Danmark af 1871

Sparekassen Danmark af 1871 is a Danish savings bank established in 1871 that provides retail and SME banking services in Denmark. Its product set includes current and savings accounts, payment cards and domestic/international transfers, overdrafts and term loans, mortgages arranged via Danish mortgage institutions, investment accounts and brokerage, pension savings, and selected insurance products offered through partners. Customers access services through branches and digital channels, including online and mobile banking authenticated with MitID; the bank supports standard Danish payment solutions such as Dankort and mobile payments. Prices and interest rates are available in published fee schedules and vary by customer profile, collateral and product type. The bank is supervised by the Danish Financial Supervisory Authority (Finanstilsynet), and eligible deposits are covered by the Danish Depositor and Investor Guarantee Scheme up to the statutory limit of EUR 100,000 per depositor per bank; client securities in custody are segregated. The institution serves private households, small and medium-sized businesses and agricultural clients, and offers advisory meetings by appointment. Consistent with many regional savings banks, day-to-day banking is in scope while advanced capital markets or investment banking services are limited; mortgage lending is provided through cooperation with mortgage credit institutions, and the availability of certain services can depend on location.