Suomen Asuntohypopankki Oy products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Suomen Asuntohypopankki Oy

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank795FI

Suomen Asuntohypopankki Oy

4.0

Finland

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Suomen Asuntohypopankki Oy

Suomen AsuntoHypoPankki Oy is a Finnish deposit bank focused on housing finance and savings, operating as part of Hypo Group and wholly owned by The Mortgage Society of Finland (Suomen Hypoteekkiyhdistys). Its core activities are residential mortgages for private customers and financing for housing companies, complemented by savings accounts and fixed-term deposits; it is not positioned as a universal bank and offers a more limited set of payment services than larger retail institutions. Lending is typically linked to Euribor with a bank-specific margin, standard amortization options and collateral based on the pledged property, and is subject to Finnish macroprudential rules on loan-to-value limits and affordability assessments. Early repayment practices follow Finnish regulation, with variable-rate loans generally repayable without compensation and fixed-rate loans potentially subject to prepayment costs; pricing, margins and fees are determined case by case based on credit risk, collateral and loan terms. Deposits are covered by Finland’s statutory deposit guarantee up to EUR 100,000 per depositor per bank, and the institution is supervised by the Finnish Financial Supervisory Authority. Distribution is primarily digital and by phone, with a limited branch footprint centered in the Helsinki area; onboarding includes standard identity and income verification, and services are aimed at customers with property located in Finland. Funding is based on customer deposits and selected wholesale instruments at group level, and the bank publishes audited financial statements and regulatory disclosures in line with Finnish and EU requirements. Prospective customers should review current interest rates, fees, collateral valuation procedures and repayment terms directly with the bank, as conditions change with market rates and regulatory guidance.

Suomen Asuntohypopankki Oy Deposit guarantee scheme participation

Suomen Asuntohypopankki Oy participates in the deposit guarantee scheme of Finland which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Suomen Asuntohypopankki Oy Countries of operations

Suomen Asuntohypopankki Oy offers their savings products in

Products offered by Suomen Asuntohypopankki Oy and interest rates

Suomen Asuntohypopankki Oy offers 0 deposits and 0 savings accounts in .

Best interest rates in Finland

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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00

Loans offered by Suomen Asuntohypopankki Oy

There are no products yet

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0

Contacts

Address

Unioninkatu 22, 00130 Helsinki, Finland

Phone number

+358 9 6844 320

Website

hypo.fi

Bank identifiers

BIC number

Name

Suomen Asuntohypopankki Oy

Country

Finland