Banque CIC Ouest products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Banque CIC Ouest

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank851FR

Banque CIC Ouest

4.1

France

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Banque CIC Ouest

Banque CIC Ouest is a regional bank within CIC, part of Crédit Mutuel Alliance Fédérale, serving individuals, professionals, associations, and businesses across western France through a branch network and digital channels. It provides current accounts with French IBANs, SEPA transfers and direct debits, regulated savings (such as Livret A and LDDS) and housing plans (PEL/CEL) subject to eligibility, term deposits, and securities accounts including equity savings plans. Payment cards with contactless capability and strong customer authentication are available, together with 3‑D Secure for online purchases and card management via the mobile app. Lending spans consumer credit, vehicle financing, mortgages, overdraft facilities, and, for businesses, working capital, equipment finance, leasing, guarantees, trade finance, and cash management. Merchants can access payment acceptance solutions (POS terminals and e‑commerce gateways), while investors can use brokerage and life insurance products through group entities. International services include foreign currency transfers and foreign exchange, with standard fees and exchange margins. Pricing follows published fee schedules, with optional bundled account packages and separate charges for cards, transfers outside SEPA, cash handling, and payment incidents; conditions and tariffs vary by profile and are available in contractual documents. Account opening is conducted in branch with standard identification and residency checks; remote onboarding may be offered for certain profiles. Online and mobile banking allow balance reporting, transfers, secure messaging, and authentication, and support is available via branches, phone, and digital channels. Banque CIC Ouest operates under French regulation (ACPR/AMF scope for banking and investment services), and eligible deposits are protected by the FGDR up to the statutory limit per depositor and institution, with standard complaint and mediation procedures in place. Potential constraints include a traditional fee structure compared with online-only banks and branch-centric onboarding for some products.

Banque CIC Ouest Deposit guarantee scheme participation

Banque CIC Ouest participates in the deposit guarantee scheme of France which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Banque CIC Ouest Countries of operations

Banque CIC Ouest offers their savings products in

Products offered by Banque CIC Ouest and interest rates

Banque CIC Ouest offers 0 deposits and 3 savings accounts in .

Banque CIC Ouest offers the following fixed deposits in EUR in France: 0 months deposit - 0.3%.

Best interest rates in France

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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0

Savings accounts offered by Banque CIC Ouest

Sales region:

Interest rate

Annual fee

Cashback

4.00%EUR

-No

2.20%EUR

-No

0.30%EUR

-No

Loans offered by Banque CIC Ouest

There are no products yet

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Bank identifiers

BIC number

CMCIFRP1CIO

Name

Banque CIC Ouest

Country

France