Banque Courtois - successeurs de l'ancienne maison Courtois et Cie depuis 1760 products, services and reviews

About Banque Courtois - successeurs de l'ancienne maison Courtois et Cie depuis 1760

Banque Courtois, successor to the former house Courtois & Cie founded in 1760 in Toulouse, operates as a regional banking brand in southwestern France and is part of the Société Générale group’s French retail perimeter following the integration of the former Crédit du Nord networks into the unified “SG” bank. Its historical footprint is concentrated across Occitanie and neighboring areas, with branch-based relationship management complemented by online and mobile channels that support account opening, payments, and customer service. The product range covers current accounts and cards, regulated and unregulated savings (including standard French regulated books), term deposits, consumer credit and mortgages, and protection and savings solutions distributed through group insurers; for professionals and businesses it provides accounts, cash management, equipment finance and leasing, guarantees, factoring and invoice finance via group entities, merchant acquiring solutions, and international transfers within SEPA and beyond. Private banking and wealth services are available for eligible clients, with access to group research and markets execution where applicable. Pricing follows published fee schedules and French regulatory requirements, with bundled account packages and optional services; strong customer authentication under PSD2 is enforced for digital access and card payments. Banque Courtois (within SG) is a licensed credit institution supervised by the ACPR and the ECB under European banking supervision; eligible deposits are protected by the Fonds de Garantie des Dépôts et de Résolution up to the statutory limits, and investor protection schemes apply to custody services per French rules. The ongoing group-wide rebranding means certain branches and documentation reference SG alongside or instead of the historical Banque Courtois name; service continuity is handled within the Société Générale framework, and customers interact through SG platforms, call centers, and local teams. Prospective and existing clients should assess branch proximity, digital functionality, pricing, and any effects of network consolidation on local service when comparing offerings with other national and regional banks in France.