Banque Hottinguer products, services and reviews

About Banque Hottinguer

Banque Hottinguer is a French private bank associated with the Hottinguer banking family, focusing on wealth management, asset management, and mid‑market corporate finance. The private banking unit typically serves entrepreneurs, families, and family holding companies with discretionary and advisory portfolio mandates, open‑architecture fund selection alongside in‑house strategies, listed securities, and access to private assets where suitable. Standard private banking features—multi‑currency custody, execution, reporting, and online account access—are available, and credit solutions such as lombard lending and real‑estate financing may be offered subject to collateral and underwriting. Wealth planning services commonly include French and Luxembourg life‑insurance and capitalisation contracts, cash management, and coordination with external tax and legal advisers; acceptance of non‑resident clients is generally case‑by‑case and depends on cross‑border rules. The asset management arm operates under AMF rules, and products may include strategies classified under SFDR; investors should review fund documents for objectives, constraints, and fee structures. Corporate finance activity centers on M&A and capital advisory for small and mid‑caps; information‑barrier and conflicts‑of‑interest policies are relevant for clients who also use the private bank. As a French credit institution, Banque Hottinguer is supervised by the ACPR, with investment services oversight by the AMF; eligible deposits in France fall under the FGDR deposit guarantee, and investment services are covered by the investor compensation scheme, subject to legal limits and conditions. Pricing is typical for a private bank: annual management and custody fees, brokerage commissions, and, where applicable, performance fees; inducements and retrocessions are governed by MiFID II and should be disclosed on request. Onboarding follows standard KYC/AML procedures with documentation on identity, source of funds, and tax status. Prospective clients should ask for the full tariff, minimum relationship size, execution policy, sample reporting, and net‑of‑fee performance records, and should assess whether the bank’s custody, research access, ESG options, and digital tools match their requirements.