Banque Kolb products, services and reviews

About Banque Kolb

Banque Kolb is a French retail and commercial bank historically operated as a regional brand within Crédit du Nord; following the 2023 integration of Crédit du Nord into Société Générale’s unified French retail network, its activities have been folded into SG. The bank serves individuals, professionals, and SMEs with a footprint traditionally concentrated in eastern France, offering current accounts, CB/Visa payment cards, overdraft facilities, SEPA and international transfers, and remote and branch-based advisory. Standard French regulated savings products (Livret A, LDDS, LEP subject to eligibility, PEL/CEL) are available alongside life insurance and investment solutions distributed through group insurers and asset managers; lending covers home loans, consumer credit, professional and equipment financing, with leasing, factoring, and merchant payment solutions provided via group entities and partners. Digital access includes online banking and the SG mobile app with strong customer authentication, transfers, card controls, alerts, and secure messaging. Pricing follows the French model of packaged account plans and à la carte fees, with tariffs published annually in the standardized fee information document; regulated savings carry state-set rates, while international transfers, cash operations, and certain card services are billed per the schedule. The institution operates under French and European banking supervision (ACPR and the ECB’s Single Supervisory Mechanism); eligible deposits are protected by the FGDR up to €100,000 per depositor per institution, with statutory temporary high-balance coverage in defined cases. Legacy Banque Kolb customers have been or are being migrated to SG platforms and branding, with product ranges and pricing aligned to the unified network; customers should refer to contractual documents and official notices for specific conditions.