Banque populaire Val de France (2ème du nom) products, services and reviews

About Banque populaire Val de France (2ème du nom)

Banque Populaire Val de France (2ème du nom) is a regional cooperative bank of Groupe BPCE serving individuals, professionals, associations and businesses across its territorial network, offering current accounts, regulated savings (Livret A, LDDS, LEP, PEL, CEL) and term deposits, Visa payment cards with contactless and 3‑D Secure, mobile wallets (Apple Pay, Google Pay, Samsung Pay) and Paylib, domestic and international transfers (SEPA and SWIFT) including instant payments where available, and cash services via branch counters and ATMs; lending covers home loans, consumer credit, authorised overdrafts and revolving facilities, as well as financing for professionals and enterprises (working capital, equipment loans, leasing via BPCE Lease, factoring via BPCE Factor, and guarantees in partnership with sector schemes such as SOCAMA), and insurance products are distributed through BPCE Assurances alongside life insurance and investment solutions placed via BPCE/Natixis platforms with access to securities accounts, PEA and managed mandates subject to investor profiling and market risks, while digital banking is provided through the Banque Populaire web and mobile apps with strong customer authentication, card controls and secure messaging, and account opening can be initiated online or in branch subject to standard KYC and, where applicable, subscription to cooperative shares granting member voting rights without conferring listing status; pricing is set out in the bank’s tariff brochure and typically includes account maintenance or package fees, card fees, charges for certain transfers and withdrawals outside partner networks, foreign exchange margins and overdraft interest, with regulated savings conditions set by law and loan terms (including early repayment indemnities and borrower insurance) governed by French regulation, and customer support is available through local advisers, call centres and appointment-based branch visits, with complaints handled through a formal escalation path up to the independent mediator for the Banque Populaire network; the institution is authorised and supervised in France (ACPR) and participates in the FGDR, which protects eligible deposits up to 100,000 euros per depositor and per institution with specific provisions for temporary high balances, and investor compensation rules apply within the FGDR perimeter for eligible instruments, noting that each regional Banque Populaire is a separate legal entity for guarantee purposes and eligibility, and that products, limits, and service availability may vary by profile and region according to the bank’s published terms.