Banque Saint-Olive products, services and reviews

About Banque Saint-Olive

Banque Saint-Olive is a French private bank headquartered in Lyon that focuses on wealth management and private banking for affluent and high-net-worth clients, with services that typically include discretionary and advisory portfolio management, securities custody, life insurance wrappers (assurance-vie) distributed through partner insurers, and financing solutions such as Lombard lending and real estate funding for eligible clients; it also provides day-to-day banking (current accounts, payments, and cards) as part of a relationship-led model rather than a mass-market retail offering. The investment universe commonly spans equities, bonds, funds, and structured products via an open-architecture approach alongside in-house capabilities, with reporting available through online and mobile channels; onboarding includes standard due diligence, suitability assessments, and documentation, and account opening for non-residents is subject to compliance checks. Pricing is generally composed of management and custody fees, transaction costs, and product-related charges disclosed in tariff schedules, with minimum asset thresholds that align with private banking market practice. As a credit institution operating in France, it is supervised by the ACPR and the AMF, with eligible deposits covered by the French deposit guarantee scheme (FGDR) up to statutory limits; securities held in custody are subject to investor compensation rules and segregation requirements. The bank’s model emphasizes individualized coverage through dedicated advisors and scheduled meetings, with a limited physical footprint relative to large universal banks; prospective clients should review eligibility criteria, service scope, and fee schedules in advance, and assess how its discretionary or advisory mandates, credit terms, and reporting tools fit their specific requirements and risk constraints.