BMCE BANK INTERNATIONAL PLC - PARIS BRANCH products, services and reviews

About BMCE BANK INTERNATIONAL PLC - PARIS BRANCH

BMCE Bank International plc – Paris Branch is the French outpost of the UK bank now known as Bank of Africa UK plc, part of the Bank of Africa Group headquartered in Morocco. The branch focuses on corporate and institutional banking linked to Europe–Africa trade flows, providing documentary trade finance (letters of credit, collections, guarantees), structured and commodity trade finance, correspondent banking, cash management, and foreign exchange services, typically delivered through relationship managers rather than a retail network. Its client base generally consists of importers, exporters, commodity traders, and financial institutions requiring cross-border settlement and risk mitigation across North and sub‑Saharan Africa. Pricing for trade instruments and FX is negotiated case by case, with standard schedules available on request, and execution timelines depend on counterparty, documentation quality, and compliance checks. The Paris Branch operates under French regulatory oversight for its activities in France, while the UK parent remains authorized and supervised by the Prudential Regulation Authority and the Financial Conduct Authority; post‑Brexit, the branch’s permissions are governed by French law. Onboarding and transactions are subject to KYC, AML, and sanctions screening aligned with UK, EU, and UN regimes. Public financial information is available through the UK parent’s statutory filings; the branch itself is not separately rated by major agencies. The branch provides euro and international payments via standard interbank channels; deposit protection, if applicable, depends on the account’s location and the branch’s authorization, and customers should confirm the relevant guarantee scheme before placing funds.