BNP PARIBAS ANTILLES-GUYANE products, services and reviews

About BNP PARIBAS ANTILLES-GUYANE

BNP PARIBAS ANTILLES-GUYANE is the regional network of BNP Paribas serving the French Antilles and French Guiana, offering retail, professional, and corporate banking services. The product range typically includes current accounts, payment cards, domestic and international transfers, overdrafts, savings options including French regulated products (such as Livret A and LDDS) and term deposits, mortgages, consumer credit, insurance, and wealth management delivered through group entities. For businesses, it provides accounts, POS and merchant acquiring, cash management, equipment and real estate financing, leasing via group subsidiaries, trade finance, and guarantees. Access is available through a local branch and ATM network and via online and mobile banking; SEPA transfers and direct debits are supported, and strong customer authentication applies under PSD2. The institution operates under French and EU law, is supervised by the Autorité de Contrôle Prudentiel et de Résolution (and, at group level, by the European Central Bank under the Single Supervisory Mechanism), and deposits are covered by the French deposit guarantee scheme (FGDR) up to the statutory limit per depositor. Fees follow a published tariff that the bank updates periodically, and certain charges are capped by French regulation for eligible customers. Account opening involves standard KYC documentation (proof of identity and address, and where applicable income or corporate documents), with additional conditions possible for non-residents. Services are primarily in French, the operating currency is the euro, card products use the CB/Visa and/or Mastercard networks depending on the offering, and international transfers are routed via SWIFT. Operating hours, cut-off times, and branch availability follow local business days, and service continuity may depend on local infrastructure; prospective clients should consult the local tariff, product terms, eligibility criteria, and complaint and mediation procedures published by the bank.