BNP Paribas wealth management Monaco products, services and reviews

About BNP Paribas wealth management Monaco

BNP Paribas Wealth Management operates in Monaco as part of the BNP Paribas group, serving high- and ultra-high-net-worth individuals, family offices, and entrepreneurs with international profiles. The offering covers discretionary and advisory portfolio management across multi-asset classes, open-architecture funds alongside group capabilities, structured products, fixed income, equities, and access to alternative investments such as hedge funds, private equity, and real assets, with sustainable investment options available. Wealth planning includes estate and succession considerations, cross-border structuring, and life insurance solutions arranged through partners, as well as philanthropy and family governance support delivered in coordination with external tax and legal advisers where required. Credit solutions include Lombard lending against diversified portfolios, guarantees, and real estate financing in Monaco and selected jurisdictions, subject to eligibility, collateral haircuts, and margining policies. Core banking services comprise custody and safekeeping, multi-currency accounts, FX execution, corporate actions processing, and consolidated reporting, with digital channels for account access, instructions, and communication alongside relationship teams based in Monaco. Onboarding involves standard KYC/AML and source-of-wealth documentation; relationship minimums and pricing depend on the service model and are set case by case. Fees typically include management or advisory charges, transaction and custody costs, and product-level fees; lending rates reference market benchmarks plus margins and may involve additional charges. The Monaco operation follows applicable local regulations and group policies and adheres to international tax transparency frameworks such as CRS and FATCA, with suitability and appropriateness checks applied to recommended products and reporting aligned to local requirements. Services are available in French and English, with other languages depending on staff availability. Investors should consider market, liquidity, credit, currency, and counterparty risks associated with the instruments offered, and understand that collateralized lending can magnify losses and trigger asset liquidation if covenants or margin requirements are breached; product availability and booking options may vary by client residency and cross-border restrictions.