BPCE lease products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by BPCE lease
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

BPCE lease
4.1
France
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About BPCE lease
BPCE Lease is the leasing and asset finance unit of Groupe BPCE in France, offering equipment leasing (crédit-bail mobilier), real estate leasing (crédit-bail immobilier), long‑term vehicle rental, and rental financing for businesses ranging from professionals and SMEs to large corporates and public entities. Distribution is mainly through the Banque Populaire and Caisse d’Epargne networks and vendor finance partnerships, with solutions covering a wide range of assets including industrial equipment, vehicles, IT, and commercial real estate. Contracts typically specify fixed or variable rates, predefined residual values, and end‑of‑term options such as purchase, return, or extension; vehicle rental may include maintenance, insurance, and fleet management services. Pricing depends on asset type, tenor, residual assumptions, and credit profile, and clients should expect arrangement and documentation fees, insurance requirements, and potential charges for early termination, excess wear, or mileage. Credit underwriting follows group risk policies; collateral and guarantees are common in real estate leasing, and financial covenants may apply. Under IFRS 16, most lessees recognize right‑of‑use assets and lease liabilities; treatment can differ under local GAAP, so accounting and tax effects should be reviewed. The offer primarily targets business users rather than consumers, and service delivery may vary by regional bank and asset category; complex real estate transactions can involve longer timelines and more extensive documentation. Prospective clients should benchmark total cost of ownership, residual value assumptions, return conditions, and penalties against competing offers from other bank‑owned lessors and captive finance providers.
BPCE lease Deposit guarantee scheme participation
BPCE lease participates in the deposit guarantee scheme of France which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
BPCE lease Countries of operations
BPCE lease offers their savings products in
Products offered by BPCE lease and interest rates
BPCE lease offers 0 deposits and 0 savings accounts in .
Best interest rates in France
Loans offered by BPCE lease
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Bank identifiers
BIC number
BAPOFR21
Name
BPCE lease
Country
France