BPCE Payment Services products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by BPCE Payment Services

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank924FR

BPCE Payment Services

4.1

France

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About BPCE Payment Services

BPCE Payment Services is the payments processing arm of Groupe BPCE, providing industrialized payment operations for the group’s retail banks and selected third parties. Its scope covers card issuing and processing across Cartes Bancaires (CB), Visa, and Mastercard networks; authorization and clearing; chargeback and dispute management; strong customer authentication and 3-D Secure 2; tokenization and provisioning for mobile wallets such as Apple Pay, Google Pay, and Samsung Pay; fraud monitoring and risk scoring; and support for contactless and tokenized card present transactions. It also handles SEPA payment flows, including credit transfers, direct debits, and SCT Inst instant payments, with connectivity to domestic and European clearing systems such as STET and EBA Clearing, and supports ISO 20022 messaging. On the acquiring side, merchant services are provided within the group through dedicated entities (notably Payplug for SMEs and Dalenys for larger merchants), while BPCE Payment Services supplies underlying processing, compliance, and risk components. The company emerged from the reorganization of Natixis Payments activities within BPCE and operates under the group’s payments and digital division. It applies PCI DSS requirements and PSD2/RTS obligations via its banking counterparts, alongside AML/CFT and GDPR controls anchored in the group’s compliance frameworks. The business is primarily B2B and not consumer-facing; access, pricing, and service levels are set by BPCE-affiliated banks and subsidiaries rather than by BPCE Payment Services directly, and features can vary by institution, channel, and geography. The model concentrates on high-volume, regulated infrastructure for French and EEA payment rails, with international acceptance routed through the relevant card schemes and cross-border SEPA connectivity.

BPCE Payment Services Deposit guarantee scheme participation

BPCE Payment Services participates in the deposit guarantee scheme of France which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

BPCE Payment Services Countries of operations

BPCE Payment Services offers their savings products in

Products offered by BPCE Payment Services and interest rates

BPCE Payment Services offers 0 deposits and 0 savings accounts in .

Best interest rates in France

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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00

Loans offered by BPCE Payment Services

There are no products yet

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0

Bank identifiers

BIC number

BPCEFRPP

Name

BPCE Payment Services

Country

France