Caisse de Bretagne de crédit mutuel agricole products, services and reviews

About Caisse de Bretagne de crédit mutuel agricole

Caisse de Bretagne de crédit mutuel agricole is the regional mutual banking entity serving Brittany within the Crédit Agricole network, operating through local cooperative branches that are owned by member-customers (“sociétaires”) and governed by elected bodies. It focuses on retail and professional banking for individuals, SMEs, and the agricultural sector across Côtes-d’Armor, Finistère, Ille‑et‑Vilaine, and Morbihan, offering current accounts, payment cards, overdrafts, domestic and international transfers, regulated savings (such as Livret A and LDDS), other savings and investment products, home and consumer loans, and insurance solutions distributed via group subsidiaries. Services are delivered through a regional branch network and Crédit Agricole’s web and mobile banking platforms, with secure messaging and standard remote advisory options. Pricing follows the French market model, with fees and interest rates set out in an annually published tariff brochure; account packages, card subscriptions, and certain transactions may incur charges, and lending terms depend on credit assessment and guarantees. The institution operates under French banking regulation and supervision by the ACPR, applies PSD2 strong customer authentication, and eligible deposits are protected by the FGDR up to the statutory limit per depositor. Account opening requires standard KYC documentation and proof of address in France; availability of specific products, features, and pricing can vary by local branch and customer profile. The model is suited to customers who value regional coverage and cooperative governance in Brittany, noting that relationship management and some product conditions are organized at the regional level.