Caisse de crédit municipal de Toulon products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Caisse de crédit municipal de Toulon
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Caisse de crédit municipal de Toulon
4.1
France
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About Caisse de crédit municipal de Toulon
Caisse de crédit municipal de Toulon is a communal public credit institution operating under French banking and consumer credit law, supervised by the ACPR, and focused on collateralized lending and social microcredit rather than deposit-taking. Its core activity is the prêt sur gage: individuals pledge valuables such as gold jewelry, watches, silverware, or certain luxury items to obtain a short-term loan after on-site appraisal by an expert; items are stored securely and insured until the loan is repaid. Pricing typically consists of interest and custody fees within legal caps, with conditions published by the institution; borrowers can redeem their pledge by repaying principal and charges within the agreed term. If a loan is not repaid, the pledged asset is sold at public auction organized by or for the Crédit Municipal; the borrower is not pursued beyond the collateral, and any sale proceeds exceeding the debt and costs are returned to the borrower. The establishment also participates in personal social microcredit programs in partnership with local social services and associations, aimed at financing essential needs (for example mobility for work, training, or household equipment) for clients who are excluded from standard bank credit; amounts, durations, and rates are modest and eligibility usually requires a social assessment and accompaniment. Services are centered on the Toulon area and surrounding communes, with in-branch processing for pledges and identification checks in line with anti–money laundering rules; an appointment may be required for estimates of higher-value items, and auctions of unredeemed goods are held periodically, sometimes via external auction platforms. Prospective clients should review the current tariff schedule, applicable interest rates, loan terms, auction calendar, and required documents directly with the institution, and consider the implications of conservative appraisals, cumulative storage charges over time, and the risk of losing pledged items if deadlines are missed; social microcredit, while more accessible than conventional loans, remains subject to affordability checks and specific use cases.
Caisse de crédit municipal de Toulon Deposit guarantee scheme participation
Caisse de crédit municipal de Toulon participates in the deposit guarantee scheme of France which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Caisse de crédit municipal de Toulon Countries of operations
Caisse de crédit municipal de Toulon offers their savings products in
Products offered by Caisse de crédit municipal de Toulon and interest rates
Caisse de crédit municipal de Toulon offers 0 deposits and 2 savings accounts in .
Caisse de crédit municipal de Toulon offers the following fixed deposits in EUR in France: 0 months deposit - 3.2%.
Best interest rates in France
Savings accounts offered by Caisse de crédit municipal de Toulon
Loans offered by Caisse de crédit municipal de Toulon
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Bank identifiers
BIC number
CCUTFR
Name
Caisse de crédit municipal de Toulon
Country
France