Caisse d'Epargne products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Caisse d'Epargne

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank957FR

Caisse d'Epargne

4.1

France

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Caisse d'Epargne

Caisse d’Epargne is a network of regional cooperative banks operating under the BPCE group in France, offering retail and small-business banking with a broad footprint of branches and ATMs. Accounts, cards, and payments cover standard needs (current accounts with domestic and SEPA transfers, international wires, debit and credit cards on major schemes, contactless and support for widely used mobile wallets), with pricing set by each regional bank and typically organized in bundled service packages; account maintenance, card issuance, and out‑of‑network or international usage fees may apply. Savings options include French regulated products such as Livret A, LDDS, and LEP (rates and rules set by the government), as well as term deposits and long‑term solutions like life insurance contracts and securities accounts (including PEA) distributed through BPCE’s investment and insurance channels. Lending spans consumer credit, car and student loans, overdraft facilities, home loans (fixed/variable, including eligibility for state‑supported schemes where applicable), and financing for professionals, associations, and local authorities. Digital banking is available via web and a dedicated mobile app with features such as SCA-compliant authentication, real‑time balance and transaction tracking, card controls, instant and scheduled transfers, alerts, and secure messaging; online account opening is offered, though onboarding steps and required documents can vary by region. Deposits are protected by the FGDR up to the legal limit, and the group is supervised by the ACPR and, for significant institutions, under the ECB’s oversight. Key points to check before opening include the specific regional bank’s tariff brochure, card and payments options, international fee schedule, branch and ATM availability in your area, and compatibility with your preferred digital wallet or budgeting tools; note that product ranges, pricing, and customer service channels can differ across regions.

Caisse d'Epargne Deposit guarantee scheme participation

Caisse d'Epargne participates in the deposit guarantee scheme of France which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Caisse d'Epargne Countries of operations

Caisse d'Epargne offers their savings products in

Products offered by Caisse d'Epargne and interest rates

Caisse d'Epargne offers 0 deposits and 0 savings accounts in .

Best interest rates in France

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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00

Loans offered by Caisse d'Epargne

There are no products yet

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Contacts

Address

50, avenue Pierre Mendès France – 75201 Paris Cedex 13

Phone number

01 58 40 41 42

Website

caisse-epargne.fr

Bank identifiers

BIC number

CCUTFR21

Name

Caisse d'Epargne

Country

France