Caisse d'épargne et de prévoyance de Rhône Alpes products, services and reviews

About Caisse d'épargne et de prévoyance de Rhône Alpes

Caisse d’Epargne et de Prévoyance Rhône Alpes is a regional cooperative bank within Groupe BPCE, based in Lyon and serving the Rhône-Alpes area, notably the departments of Rhône, Ain, Isère, Savoie and Haute-Savoie, through a network of branches and ATMs. It offers retail and private banking for individuals—current accounts, cards on the Visa network, domestic and international transfers (SEPA/SWIFT), regulated and market savings (including Livret A, LDDS, PEL/CEL) and life insurance, along with consumer credit, mortgages and lending for home renovation and energy upgrades. For professionals, SMEs, corporates and local authorities, it provides accounts, payments and cash management, short- and long-term financing, real estate financing, leasing and factoring via BPCE group platforms, as well as support for the social and public sectors. Digital channels include online and mobile banking with strong customer authentication, real-time notifications, transfers, card controls and secure messaging; the bank supports contactless and mobile wallet payments where available. Pricing follows a packaged or à la carte model with standard service and card fees for a branch-based institution; lending and insurance products are subject to eligibility and risk assessment. As a cooperative, customers may become sociétaires by subscribing for shares and can participate in certain governance processes. The institution is authorized and supervised in France by the ACPR, with group-level supervision under the ECB’s Single Supervisory Mechanism, and eligible deposits are covered by the French deposit guarantee scheme (FGDR) up to €100,000 per depositor per institution.