Caisse d'épargne et de prévoyance du Languedoc Roussillon products, services and reviews

About Caisse d'épargne et de prévoyance du Languedoc Roussillon

Caisse d’épargne et de prévoyance du Languedoc Roussillon is a regional cooperative savings bank serving individuals, professionals, associations, and local institutions across the Languedoc-Roussillon area within Occitanie, and operates as part of Groupe BPCE. Its retail offering includes current accounts, payment cards, domestic and international transfers, regulated savings products such as Livret A and LDDS, housing savings plans (PEL/CEL), term accounts, and life insurance and investment solutions distributed via BPCE group entities; it also provides consumer credit, mortgages, overdraft facilities, and insurance products (property, casualty, and protection) underwritten by BPCE Assurances/BPCE Vie. Business and public-sector services cover accounts, cash management, payment acquisition, financing (including working capital and equipment loans), and specialized support for associations and local authorities. Digital channels comprise web and mobile banking with authentication and 3‑D Secure for online payments, while branch-based advisory and remote appointment options remain available; standard payment services include SEPA transfers and direct debits, contactless cards, and instant payment where eligible. Pricing is published in the bank’s tariff guide and varies by product, usage, and customer profile; regulated savings rates are set by public authorities, and lending is subject to credit approval and applicable affordability rules. The institution is supervised by the French Prudential Supervision and Resolution Authority (ACPR), investment and market services fall under AMF rules where relevant, and eligible deposits are protected up to the legal limit per depositor and per institution by the Fonds de Garantie des Dépôts et de Résolution (FGDR); insurance protections are subject to policy terms and to the applicable guarantee scheme for insurers. Service availability, eligibility conditions, and documentation requirements may differ by segment and are updated periodically in regulatory disclosures and product literature.