Caisse d'épargne et de prévoyance Loire-Centre products, services and reviews

About Caisse d'épargne et de prévoyance Loire-Centre

Caisse d’épargne et de prévoyance Loire-Centre is a regional cooperative savings bank within Groupe BPCE serving the Centre-Val de Loire area through a network of branches, advisors, and self-service ATMs. It provides retail and professional banking services, including current accounts, regulated and non-regulated savings (e.g., Livret A, LDDS, PEL/CEL), consumer credit, mortgages, payment cards and terminals for merchants, and cash-management solutions; products for associations, social-economy entities, and local authorities are part of its mandate. Insurance, investment, and wealth-management offerings are distributed via group and partner platforms, with access to securities accounts, life insurance contracts, and retirement wrappers subject to regulatory suitability checks. Digital channels include online banking and a mobile app with strong customer authentication and card-control features; the bank supports major mobile wallets for contactless payments. Governance follows the Caisse d’Épargne cooperative model with local shareholder-members, and branch-level opening hours and appointment availability vary by location. Pricing is set out in a published fee brochure, with package accounts and à la carte options; standard French charges and caps apply where regulated. The institution operates under the supervision of the ACPR, and eligible deposits are protected by the FGDR up to the legal limit per depositor; investor compensation and insurance guarantees, where relevant, follow applicable French schemes. Customers can open accounts subject to identification and residency documentation, with onboarding and service requests handled in-branch or remotely.