Caisse régionale de crédit agricole mutuel Alsace Vosges products, services and reviews

About Caisse régionale de crédit agricole mutuel Alsace Vosges

Caisse régionale de Crédit Agricole Mutuel Alsace Vosges is a regional cooperative bank within the Crédit Agricole network serving customers in Alsace and the Vosges. It operates local branches and ATMs and provides retail, professional and agricultural banking, including current accounts, payment cards, domestic and SEPA transfers, overdrafts, consumer credit, home loans, and regulated and market savings (e.g., Livret A, LDDS, PEL/CEL, term and securities accounts). The bank distributes insurance (property, casualty, health and life) through Crédit Agricole Assurances entities and investment products via group platforms such as Amundi, and offers services for businesses and associations including working capital, equipment finance, leasing, factoring and cash management. Access is through in-branch advisory, call centers and Crédit Agricole’s online and mobile banking, with strong customer authentication in line with PSD2. As a mutual, customers can become member‑shareholders by subscribing cooperative shares; governance is exercised through local caisses and a board elected by members. The institution is supervised by the ACPR and subject to French and EU regulations; eligible deposits are covered by the FGDR up to the statutory limit per depositor. Pricing follows published fee schedules with packaged offers and à la carte services; fees vary by profile, product and usage, and international or premium features may incur additional charges. Credit and insurance are provided subject to assessment, regulatory constraints and, where applicable, collateral or insurance requirements. The regional caisse publishes annual reports and prudential disclosures and participates in group payment systems, risk management and cybersecurity frameworks. It finances the regional economy across households, professionals, SMEs and the agricultural sector, and supports secure digital usage and fraud-prevention measures through group channels.