Caisse régionale de crédit agricole mutuel Centre-Est products, services and reviews

About Caisse régionale de crédit agricole mutuel Centre-Est

Caisse régionale de crédit agricole mutuel Centre-Est is a cooperative regional bank within the Crédit Agricole Group operating mainly in the Rhône, Ain, and Saône‑et‑Loire departments from a head office in the Lyon area. It provides retail, private, and business banking services, including current accounts, debit and credit cards, domestic and SEPA transfers, overdrafts, consumer credit and mortgages, savings products (Livret A, LDDS, LEP subject to eligibility, PEL/CEL, term accounts), life and non-life insurance (distributed through group insurers), and investment services such as securities accounts and PEA with access to group asset management solutions. Business and agricultural customers can access cash management, merchant acquiring, equipment finance and leasing, factoring, and trade finance via group subsidiaries. Services are delivered through a regional branch network, online banking, and mobile apps, with support for strong customer authentication under PSD2 and compatibility with common mobile wallets (e.g., Apple Pay, Google Pay, Paylib) subject to device and eligibility. Pricing is set out in a published tariff schedule with package and à la carte options; incident fees and certain charges are subject to regulatory caps, including provisions for financially vulnerable customers. Deposits are covered by the Fonds de Garantie des Dépôts et de Résolution up to statutory limits, and the institution falls under the supervision of the ACPR and, at group level, the ECB. Account opening is subject to standard KYC documentation and eligibility criteria; conditions, availability, and rates vary by profile and location, and official documents (fee brochures, key information documents, annual reports) are available from the bank.