Caisse régionale de crédit agricole mutuel de Centre France - Crédit agricole Centre France (3ème du nom) products, services and reviews

About Caisse régionale de crédit agricole mutuel de Centre France - Crédit agricole Centre France (3ème du nom)

Caisse régionale de Crédit Agricole Mutuel de Centre France – Crédit Agricole Centre France (3ème du nom) is a cooperative regional bank within the Crédit Agricole Group, operating primarily across central French departments with a network of local branches and ATMs and headquarters in Clermont-Ferrand. It serves individuals, professionals, farmers, SMEs, and local authorities, offering current accounts, domestic and international payments, debit and credit cards (including contactless and major mobile wallets where available), regulated savings (Livret A, LDDS, LEP subject to eligibility), housing plans (PEL/CEL), term accounts, securities accounts and PEA, and access to funds and mandates distributed via group asset managers; life insurance and protection products are distributed through group insurers, and property and casualty policies are generally handled by Pacifica. Lending covers consumer credit, mortgages, renovation and energy-transition loans, equipment financing, and agri/professional credit, with leasing, factoring and specialized solutions available through group subsidiaries. Services are delivered in-branch and through online banking and mobile apps shared across the group, with strong customer authentication under PSD2 and 3‑D Secure for e‑commerce; account opening can be initiated online or in-branch in line with KYC/AML requirements. Pricing is set out in a published tariff brochure and typically combines à‑la‑carte fees and subscription bundles; incident fees follow applicable legal caps, and a capped offer for vulnerable customers is available under French regulation. As a mutual, it is owned by sociétaires through local caisses locales; “parts sociales” may be remunerated subject to governance decisions and are not guaranteed. Deposits are covered by the Fonds de Garantie des Dépôts et de Résolution up to €100,000 per depositor per institution; investment and insurance protections follow the relevant French schemes. Conditions, product names and eligibility can vary by customer profile and over time.