Caisse régionale de crédit agricole mutuel de la Corse products, services and reviews

About Caisse régionale de crédit agricole mutuel de la Corse

Caisse régionale de crédit agricole mutuel de la Corse is the Crédit Agricole Group’s cooperative regional bank serving Corsica, operating local branches and digital channels under the group’s brand and systems. As a mutual institution, it is owned by member-customers (“sociétaires”) who may subscribe cooperative shares subject to conditions; governance and certain policies are determined locally within the group’s central framework. Its core offer covers current accounts, payment cards, domestic and SEPA transfers, savings products regulated by French law and bank booklets, consumer and home loans, and services for professionals, farmers, SMEs, and associations. Through group subsidiaries it distributes insurance (property, health, borrower), life insurance and investment products, and provides market access for securities accounts and PEAs, with advisory governed by MiFID II. Merchants can obtain POS and e-commerce acquiring, leasing and factoring are available via group entities, and agriculture-specific financing is part of its mandate. Digital banking is provided through Crédit Agricole’s web and mobile apps with strong customer authentication (including SécuriPass), card controls, and secure messaging; mobile payments and 3‑D Secure are supported. Pricing is set regionally and published in an annual tariff brochure, including package fees, card charges, overdraft rates, and international usage; availability of offers and remote onboarding can depend on customer profile. Deposits are covered by the French deposit guarantee scheme (FGDR) up to the statutory limits per depositor and institution; investment and insurance protections follow the relevant national schemes. The bank is supervised by the ACPR for prudential matters and the AMF for investment services, and applies PSD2, SEPA, AML/KYC and other French and EU requirements. Customer service is accessible in-branch, by phone, and online; complaints follow an internal process with escalation to an independent mediator if needed, as indicated in the bank’s official disclosures. Users should consult current documentation for eligibility, risks, and fees.