Caisse régionale de crédit agricole mutuel de la Martinique et de la Guyane products, services and reviews

About Caisse régionale de crédit agricole mutuel de la Martinique et de la Guyane

Caisse régionale de crédit agricole mutuel de la Martinique et de la Guyane is the Crédit Agricole cooperative bank serving Martinique and French Guiana, operating as a mutual institution owned by local member‑shareholders and integrated into the wider Crédit Agricole Group. It provides standard French retail and business banking services, including current accounts, payment cards, SEPA transfers and direct debits, regulated and market savings (such as Livret A, LDDS, PEL/CEL), term deposits and investment funds, consumer credit, home loans and insurance distributed through group entities. Professional, agricultural and SME clients have access to cash management, overdrafts, medium‑ and long‑term financing, leasing and factoring via group platforms, as well as merchant acquiring and POS/e‑commerce solutions supported by Crédit Agricole payment services. Distribution combines a regional branch network with online banking and a mobile app, using strong customer authentication in line with PSD2. Pricing follows published tariff brochures with packaged and à la carte options, and incident fees are subject to national regulatory caps; eligibility and documentation requirements apply for any entry‑level account offers. As a French credit institution, it is authorized and supervised by the ACPR, applies European prudential standards through the Crédit Agricole Group framework, and participates in the FGDR deposit guarantee scheme covering eligible deposits up to €100,000 per depositor. Operations are conducted in euro and primarily in French, onboarding and lending are subject to standard KYC/AML and affordability checks, and the physical service footprint is limited to Martinique and French Guiana, with some specialized products delivered through group‑wide partnerships and systems.