Caisse régionale de crédit agricole mutuel de la Touraine et du Poitou products, services and reviews

About Caisse régionale de crédit agricole mutuel de la Touraine et du Poitou

Caisse régionale de crédit agricole mutuel de la Touraine et du Poitou is a mutual, customer-owned regional bank within the Crédit Agricole Group serving the Touraine and Poitou areas, typically covering Indre‑et‑Loire, Vienne and Deux‑Sèvres. It provides retail and professional banking services including current accounts, regulated and unregulated savings (Livret A, LDDS, PEL/CEL), payment cards and transfers, consumer credit and mortgages, along with products for farmers, SMEs and local authorities. Insurance (life and non-life) is distributed through Crédit Agricole Assurances affiliates, while investment and savings solutions are generally offered via group platforms such as Amundi and Crédit Agricole Titres. The bank operates a local branch and ATM network and offers online and mobile banking with strong customer authentication; contactless and mobile wallet payments may be available subject to eligibility and device compatibility. Deposits are protected by the French deposit guarantee scheme (FGDR) up to the legal limits, including temporary high balance coverage in defined circumstances. Governance follows the cooperative model with sociétaires and elected boards; the regional bank also issues cooperative certificates (CCI/CCA) that are listed on Euronext Paris and typically trade with limited liquidity. It publishes audited financial statements and regulatory disclosures, and is supervised by the ACPR, with group-level oversight under the ECB’s Single Supervisory Mechanism. Fees, rates and product eligibility vary by customer profile and are detailed in the bank’s tariff documentation.