Caisse régionale de crédit agricole mutuel des Côtes-d'Armor products, services and reviews

About Caisse régionale de crédit agricole mutuel des Côtes-d'Armor

Caisse régionale de Crédit Agricole Mutuel des Côtes-d’Armor is a cooperative regional bank within Crédit Agricole Group serving the Côtes-d’Armor department in Brittany through a local branch network and digital channels. It provides retail and professional banking services to individuals, farmers, self-employed professionals, SMEs and local authorities, including current accounts, payment cards (with contactless and major mobile wallets), SEPA transfers and direct debits, savings products (regulated accounts such as Livret A and LDDS subject to eligibility, term deposits), investments and securities accounts (including access to funds managed within the group), life and non-life insurance distributed on behalf of Crédit Agricole Assurances entities, consumer credit, home loans, overdraft facilities, and specialized financing for agricultural and professional equipment, leasing and factoring via group subsidiaries. As a mutual bank, it is owned by its cooperative members (sociétaires) through local caisses and follows governance rules set by its board and the group; customers may subscribe cooperative shares subject to conditions. Tariffs, interest rates and product conditions are published in its price schedule and may vary by profile; regulated savings rates are set by French authorities. The bank applies standard KYC/AML checks and strong customer authentication under PSD2; account opening and lending are subject to eligibility and documentation. Deposits are covered by the French deposit guarantee scheme (FGDR) within statutory limits, and securities and insurance products fall under the applicable French investor and insurance guarantee regimes. The institution is supervised by the ACPR and operates under the European banking regulatory framework as part of Crédit Agricole Group. Digital banking, remote advisory and merchant acquiring solutions are available, with additional services for agriculture reflecting the department’s economic profile.