Caisse régionale de crédit agricole mutuel du Finistère products, services and reviews

About Caisse régionale de crédit agricole mutuel du Finistère

Caisse régionale de Crédit Agricole Mutuel du Finistère is the regional cooperative bank of Crédit Agricole serving the Finistère department in Brittany, operating under a mutual model in which eligible customers can become sociétaires by subscribing for cooperative shares and voting in local governance bodies. It offers standard French retail banking services: current accounts with SEPA transfers (including instant payments where available), debit and credit cards on the Visa and Mastercard networks, overdraft facilities, cheque services, and cash services via branches and ATMs. Savings and investment options include regulated products (Livret A, LDDS, LEP subject to eligibility, PEL/CEL), term deposits, life insurance and unit-linked products via group insurers, UCITS managed by group asset managers such as Amundi, and securities accounts including PEA/PEA-PME. Lending covers residential mortgages, consumer credit (including products distributed with group entities), vehicle and equipment finance, and financing for professionals, farmers, associations, and SMEs; cash management, leasing and factoring are available through Crédit Agricole group subsidiaries. Digital access is provided through online banking and the Ma Banque mobile app with PSD2 strong customer authentication, as well as support for major mobile wallets such as Apple Pay, Google Pay and Paylib; e-signature and remote onboarding are offered on selected products. Tariffs are published in the standard fee information document and detailed price brochure; account packages such as Eko by CA and Globe-Trotter may be available locally, with incident fees subject to regulatory caps where applicable. The bank is supervised by the French prudential authority (ACPR) and customer deposits are covered by the Fonds de Garantie des Dépôts et de Résolution within the statutory limits; insurance products are protected by the relevant insurance guarantee scheme. Product availability, pricing and eligibility conditions can differ from other Crédit Agricole regional banks and are subject to change.