Caisse régionale de crédit agricole mutuel Toulouse 31 products, services and reviews

About Caisse régionale de crédit agricole mutuel Toulouse 31

Caisse régionale de Crédit Agricole Mutuel Toulouse 31 is the Crédit Agricole cooperative regional bank serving Haute-Garonne (department 31) from Toulouse, operating a local branch and ATM network and offering retail, professional, agricultural and small-business banking alongside insurance distributed through group entities. Its lineup commonly includes current accounts, payment cards under the CB/Visa or CB/Mastercard schemes with immediate or deferred debit, overdraft facilities, consumer finance, home loans, state-regulated savings (Livret A, LDDS, LEP subject to eligibility), housing plans (PEL/CEL), term deposits, investment services, and insurance solutions via Pacifica (property and casualty) and Predica (life). Digital access is provided through online banking and the Ma Banque mobile app with strong customer authentication, support for SEPA transfers and direct debits including instant payments where available, and wallet tokenization for major mobile wallets such as Apple Pay and Google Pay. As a mutual, it is owned by sociétaires holding cooperative shares with voting rights, and it publishes an annual tariff brochure and disclosures in line with French regulations; pricing, eligibility and product conditions vary by profile and are set at the regional level. Deposits are protected by the Fonds de Garantie des Dépôts et de Résolution within statutory limits per depositor and institution, and securities accounts fall under the FGDR investor compensation scheme; the bank is subject to ACPR supervision within the Crédit Agricole Group’s prudential framework and applies standard KYC/AML controls under EU and French law. Services primarily target residents, professionals, associations and businesses in Haute-Garonne, with account opening and lending decisions handled locally and often requiring identity verification; remote channels include secure messaging, phone support and online appointment booking, and international transfers and cash services are available subject to applicable limits and fees.