CIF EUROMORTGAGE products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by CIF EUROMORTGAGE

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank1026FR

CIF EUROMORTGAGE

4.1

France

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About CIF EUROMORTGAGE

CIF Euromortgage is a French société de crédit foncier within the Crédit Immobilier de France (CIF) group that issues obligations foncières, the French covered bonds secured by a legally segregated cover pool. Its mandate is to refinance, on a secured basis, residential mortgage loans originated by CIF group entities, with eligible assets registered in the cover register under the French Code monétaire et financier. The issuer is authorized and supervised by the ACPR, and holders of its covered bonds benefit from the statutory priority claim over cover assets. Since 2012, the CIF group has been in orderly wind‑down and no longer originates new loans; consequently, CIF Euromortgage manages an amortizing portfolio and its issuance activity has been limited, with outstanding bonds declining over time. The cover pool is predominantly French residential mortgages, and the issuer provides periodic investor reporting on pool composition, seasoning, regional distribution, loan‑to‑value metrics, arrears, overcollateralization, and asset‑liability management features, alongside program documentation and base prospectuses. Covered bonds are rated by major agencies, with outcomes influenced by cover pool quality, structural protections, and the French legal framework. Key risk considerations include concentration in the French housing market, the characteristics of a run‑off book, limited business diversification, and secondary market liquidity that may vary as the program shrinks. Securities are generally listed on regulated markets, cleared through international central securities depositories, and targeted at institutional investors. CIF Euromortgage does not offer retail banking services; prospective investors should review the latest prospectus and reporting for current data.

CIF EUROMORTGAGE Deposit guarantee scheme participation

CIF EUROMORTGAGE participates in the deposit guarantee scheme of France which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

CIF EUROMORTGAGE Countries of operations

CIF EUROMORTGAGE offers their savings products in

Products offered by CIF EUROMORTGAGE and interest rates

CIF EUROMORTGAGE offers 0 deposits and 0 savings accounts in .

Best interest rates in France

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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00

Loans offered by CIF EUROMORTGAGE

There are no products yet

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0

Bank identifiers

BIC number

CIERFRP1

Name

CIF EUROMORTGAGE

Country

France