CITIBANK EUROPE PUBLIC LIMITED COMPANY products, services and reviews

About CITIBANK EUROPE PUBLIC LIMITED COMPANY

Citibank Europe public limited company is an Irish-authorised credit institution headquartered in Dublin and an indirect wholly owned subsidiary of Citigroup Inc., used as Citi’s primary banking hub for the European Economic Area. It focuses on institutional clients rather than mass-market retail, providing cash management and treasury services, trade finance, corporate lending, foreign exchange and rates, and securities and issuer services, delivered through platforms such as CitiDirect, SWIFT connectivity, and APIs. The bank is regulated by the Central Bank of Ireland and falls within the EU’s Single Supervisory Mechanism for prudential oversight; it is subject to EU capital, liquidity, and resolution rules (CRR/CRD and BRRD), with resolution planning involving the Single Resolution Board and Irish authorities. It operates branches across several EEA countries and books business in Ireland, where eligible deposits are protected by the Irish Deposit Guarantee Scheme up to €100,000 per depositor per institution; coverage depends on the booking entity and product type and does not extend to investment products. Post‑Brexit, it maintains a UK branch for certain wholesale activities, with client protections and deposit coverage determined by the booking location and local rules. Payment capabilities include SEPA credit transfers and direct debits, and Irish‑booked accounts use IE IBANs; the BIC for Dublin is CITIIE2X. Credit ratings are assigned by major agencies and generally reflect group support; users should check the most recent publications for any changes. Public disclosures indicate reliance on group shared services and outsourcing arrangements, with operational resilience and local governance overseen by the Irish board.