Crédit coopératif products, services and reviews

About Crédit coopératif

Crédit coopératif, founded in 1893 and headquartered in Paris, is a French cooperative bank that operates within Groupe BPCE and focuses on clients in the social and solidarity economy—associations, cooperatives, social enterprises—while also serving individual customers, professionals and small businesses; its product range includes current accounts, savings and term deposits, consumer and mortgage loans, business lending and financing solutions, asset management and SRI-oriented investment products, payment and insurance services, and basic online and mobile banking; governance follows a cooperative model with members (sociétaires) who participate in general assemblies and a structure that limits dividend distribution in favor of reinvestment, and the bank is subject to French and EU banking regulation with deposits covered by the standard EU/France deposit guarantee up to applicable limits; operationally it maintains a network of branches concentrated in France alongside digital channels, and it positions itself as a specialist provider for organizations seeking tailored financing and advisory on social-economy projects, though prospective customers should compare fees, interest rates and service levels with mainstream retail banks and review current customer feedback and product terms before deciding.