Crédit Foncier de France products, services and reviews

About Crédit Foncier de France

Founded in 1852, Crédit Foncier de France was a specialist French mortgage lender focused on long-term real estate financing for private borrowers, developers and public-sector entities, operating primarily through secured mortgage loans refinanced on capital markets; its product scope included fixed- and variable-rate mortgages, loans for social housing and local-authority financing, and it historically played a significant role in the French housing finance market. Over time the institution’s legal and commercial arrangements changed as the French banking sector consolidated, with its activities increasingly integrated into the broader banking networks of its parent group and its role shifting from front-line new lending toward management and refinancing of legacy loan portfolios; the Crédit Foncier name has been de-emphasized in recent years as distribution of retail mortgage products moved to other brands within the group. Service and operational details varied by period and by distribution channel, and customers considering products once offered under the Crédit Foncier banner should check current ownership, servicing arrangements and regulatory disclosures to confirm where origination, servicing and recourse now reside.