Diac products, services and reviews

About Diac

Diac is a French captive finance company affiliated with Renault Group that focuses on vehicle financing and consumer credit; it distributes retail loans, lease contracts and ancillary insurance products primarily through Renault and Dacia dealer networks as well as online channels, with terms, fees and annual percentage rates determined by product type and borrower profile and subject to French consumer credit regulation; account management and customer support are available via dealer points of sale and centralized service channels, and applicants should expect standard underwriting requirements such as identity and income documentation and possible down-payment conditions; as with any captive lender, the product range is oriented toward financing purchases of the parent group’s marques, and borrowers are advised to compare offers, review contractual details (including early repayment penalties, mandatory insurance and cancellation rights) and use available dispute-resolution routes or regulatory bodies for complaints.